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http://www.americanfirstfinance.com/retail-installment WebAmerica First also offers a chat option during business hours*. Simply login to online banking and click on the chat icon in the menu bar near the top right corner of the page. America First Credit Union PO Box 9199 Ogden, Utah 84409 1-800-999-3961 (Open until 8 p.m. MT*) Routing & Transit Number 324377516 WebSince day 1, American First Finance has been committed to helping millions of people get what they need exactly how, where, and when they need it the most. That’s what we do. We innovate. We create … black flowy bridesmaid dresses